Surf City Homes with Ocean Front

27 homes on the ocean sold in Surf City over the past 12 months, with a median sold price of $930,000. The typical home was 1,730 square feet, sold in a median of 64 days and cost about $612 per square foot.

Oceanfront homes sit directly on the beach, with sweeping views and direct access to the sand.

View the Surf City listings »

Surf City homes on the ocean: market stats

Closed sales in the past 12 months: 27
Median sold price: $930,000
Typical price range: $415K to $2.4M
Median price per square foot: $612
Typical size: 920 to 3,360 sqft (median 1,730)
Median days on market: 64 days
Home age ranges: new up to 44 years old
Home types sold: 15 single-family homes, 4 townhomes, 8 condos
HOA fees range from $6,000 to $8,370 per year (median $8,120), based on the 9 sales that listed a fee.
Median real estate taxes are $4,708 per year and are based on assessed value.

Where these homes are selling

The communities with the most closed sales in this group:

Surf Condominiums: 8 sales

What to look for in Surf City homes on the ocean

Flood and wind insurance, which can be significant
Erosion history and setbacks
Condition of the structure and any dune work
Rental rules, if you plan to rent

The listing agent and the HOA documents can confirm these details for any home you like.

Search Surf City homes on the ocean

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Questions about Surf City homes

How many homes on the ocean sold in Surf City?

27 closed in the past 12 months, based on Hive MLS single-family, townhome and condo sales.

How big are homes on the ocean in Surf City?

Most were between 920 and 3,360 square feet.

Is oceanfront insurance more expensive?

It can be. Get quotes before you make an offer.

Source: Hive MLS closed sales of single-family homes, townhomes and condos, past 12 months. Information is deemed reliable but not guaranteed.

Browse All Properties for Sale with Ocean Front

$915,000

3 Beds ⋅ 2 Baths ⋅ 100606138 MLS

There's just something special about a classic oceanfront beach house -- and this absolutely charming bungalow delivers the kind of coastal lifestyle people come to Surf City looking for. Step through the front door and your eyes are immediately drawn straight through the home to the Atlantic Ocean beyond. The shotgun-style layout creates a clean sightline from front to back, while the open and airy interior is filled with natural light and that quintessential beach bungalow feel. Out back, the deck leads you directly toward the sand and ocean, making sunrise coffee, afternoon beach days, and evenings by the water part of everyday life. The home also comes with years of rental history, offering an established track record for buyers interested in investment potential, a vacation getaway, or a combination of both. And when you're ready to venture out, you're only about 1.5 miles from the Surf City Pier, along with local restaurants, shopping, and everything that makes Topsail Island such a favorite coastal destination. Cute, comfortable, oceanfront, and close to the heart of Surf City -- this gives that small town beach home feel!

1112 N Shore Dr, Surf City

$1,700,000

6 Beds ⋅ 2 Baths ⋅ 100598707 MLS

Few properties capture the history and character of Topsail Island quite like 616 N Shore Drive. Built in 1957 and positioned directly along the Atlantic Ocean in the heart of Surf City, this quintessential beach cottage offers a rare combination of old-school coastal charm, an exceptionally versatile layout, and a setting that is becoming increasingly difficult to replicate. Adding to its uniqueness, two former 60-foot-wide oceanfront lots have been recombined into one expansive homesite, creating an uncommon stretch of beachfront ownership and possibilities that extend well beyond the walls of the cottage. True to its roots, the cottage maintains the simple, unmistakable character of an earlier era on Topsail Island while incorporating thoughtful improvements designed for life along the coast. Hardie siding wraps the exterior, accented by classic Bimini-style shutters along the street side and protective hurricane shutters facing the ocean. Along the oceanfront, a spacious covered porch stretches across the front of the home, preserving the timeless connection between cottage and coastline. Just beyond, the dunes give way to the shoreline and Atlantic beyond. Inside, the home's 1957 character takes center stage. Rich knotty pine walls and 2.25-inch hardwood floors run throughout much of the main living areas, creating the warmth and authenticity of a classic Topsail beach cottage, while a wall of oceanfront windows keeps the Atlantic firmly in view. The living and dining areas flow naturally together, with plenty of room for everyone to gather while enjoying the ocean as a constant backdrop. The adjoining kitchen blends seamlessly into the home's original character while offering thoughtful updates for today's use. A tongue-and-groove wood ceiling continues the cottage aesthetic overhead, complemented by butcher block countertops, a tiled backsplash, white cabinetry, and a six-foot pendant-lit eat-in bar. A large single-basin stainless steel sink sits beneath an impressive six-foot window, bringing abundant natural light into the space. Three bedrooms complete the main level, including an oceanfront bedroom where multiple windows frame sweeping views of the beach and Atlantic beyond. A full guest bath has been refreshed with LVP flooring, beadboard accents, a quartz-topped single vanity, fiberglass walk-in shower, and nearby linen storage. Downstairs, the home opens into an unexpectedly spacious ground-level living area, adding tremendous flexibility for larger groups and extended stays. LVP flooring runs throughout much of the level, while the open central gathering space offers ample room for entertaining, recreation, or simply spreading out while still enjoying the home together. Three additional guest rooms provide comfortable accommodations for family and visitors, while a second full bath serves the downstairs with a shower/tub combination and a conveniently located laundry area adds everyday practicality. A second full bath serves the downstairs with a shower/tub combination, while a conveniently located laundry area adds everyday practicality. Outside, the setting takes center stage. A spacious covered oceanfront porch stretches across the length of the home, creating a front-row seat to the Atlantic and an inviting place to start the morning, unwind after a day on the sand, or simply enjoy the sights and sounds of the ocean. From the porch, private stairs lead directly across the dunes to the beach, putting the shoreline just steps from the door. A thoughtfully enclosed hot-and-cold outdoor shower is conveniently positioned on the oceanfront deck, making the transition from beach to home effortless. Beyond the immediate oceanfront setting, the property offers something increasingly difficult to find along Topsail Island: space. The homesite encompasses approximately 0.40 acre. Formerly configured as two separate lots, the property was recombined into a single homesite, creating an exceptionally

616 N Shore Dr, Surf City

$1,195,000

4 Beds ⋅ 2 Baths ⋅ 100590899 MLS

Welcome to Vintage Vacation, an oceanfront coastal retreat where panoramic beach views, floor-to-ceiling windows, and multiple outdoor living spaces create an unforgettable waterfront experience. Perfectly positioned on the shores of Surf City, this 4-bedroom, 2-bath home offers the ideal blend of classic beach charm and breathtaking scenery. From the moment you step inside, you'll be captivated by the abundance of natural light pouring through the floor-to-ceiling windows in both the living room and the primary bedroom, framing spectacular views of the Atlantic Ocean. The open-concept living area is designed for gathering, entertaining, and soaking in the ever-changing coastal backdrop. The spacious kitchen flows seamlessly into the main living space, making it easy to host family and friends after a day on the beach. Comfortable bedrooms provide plenty of room for guests, while the oceanfront primary suite offers a peaceful retreat where you can wake up to stunning sunrises over the water. Outdoor living is where this home truly shines. Relax on the oceanfront deck, rinse off in the outdoor shower after a day in the sand, or head up to the rooftop deck to enjoy panoramic views of the Atlantic Ocean, spectacular sunsets over the island, and star-filled coastal evenings. With the beach just steps away, every day feels like a vacation. In addition to its incredible location and amenities, this property has an established history of strong rental income, making it an attractive opportunity for buyers seeking an income-producing coastal investment. Rental history and income information are available upon request. The home is being offered fully furnished with only a few exclusions, allowing the next owner to begin enjoying or renting the property with ease. Even better, this home benefits from low flood insurance costs for an oceanfront property, offering added value and long-term savings. Conveniently located near Surf City's restaurants, shopping, fishing pier, and local attractions, this property presents an exceptional opportunity as a primary residence, second home, or investment property. If you've been dreaming of owning a true oceanfront escape with unforgettable views from nearly every angle, this is the one.

2002 S Shore Dr, Surf City

$120,000

100590810 MLS

Oceanfront 2 parcels, lot 5,6,7 & 8 that are Not currently feasible to build on due to zoning regulations & state oceanfront setbacks. The lot could be used for a private beach access with a crossover, subject to CAMA & NCDENR for obtaining a CAMA permit as well as the Town of Surf City approval & permitting. Camping and RVs are prohibited for this property. This is a great opportunity for mainland or interior property owners looking to acquire deeded beach access.

1604 N Shore Dr, Surf City

$374,500

1 Beds ⋅ 2 Baths ⋅ 100587374 MLS ⋅ Surf Condominiums BLDG.

Experience the best of North Carolina coastal living in this first-floor 1-bedroom, 1.5-bath condo on beautiful Topsail Island. This move-in-ready beach retreat features an open floor plan, a private balcony for enjoying ocean breezes, a spacious bedroom, two covered parking spaces, and a private storage closet for all your beach essentials. The Surf is a gated oceanfront complex offering outstanding amenities, including a large swimming pool, private beach access, fitness center, picnic area, and laundry facility. Recent updates include a new HVAC (2023) and water heater (2024), adding peace of mind for the next owner. Just minutes from Surf City's restaurants, shopping, and fishing pier, this property is perfect as a vacation getaway, full-time residence, or income-producing vacation rental. Whether you're looking for your own beach escape or a smart investment, this Topsail Island condo is ready to welcome you.

918 N New River Dr Unit 314, Surf City

$1,750,000

4 Beds ⋅ 4 Baths ⋅ 100576884 MLS

Seller is offering a $25,000 ''use as you choose'' credit with an acceptable offer! Perfect for upgrades, improvements or closing costs! Deeded beach and intracoastal access! A rare find! Welcome to this one-of-a-kind oceanfront, single owner home in Surf City! This home has been thoughtfully and intentionally designed in every detail by it's owner-a renowned architect-with no detail missed in this extraordinary home. The sought after Channelbend neighborhood provides both deeded beach access and intracoastal access with a private boat ramp and boat dock, giving the best of both worlds in beach living. Upon crossing the threshold, you're greeted with a private courtyard: expertly landscaped with a pergola and a great place to enjoy a cup of coffee or a private moment. The property features direct beach access from the front and rear of the property, with a new walkway and access installed in 2026. An engineered retaining wall has been built underneath the home to keep everything in it's place and provide extra space on the exterior of the home. The home's deck was intentionally designed to be lower than the main living level of the home to ensure that there are unobstructed views of the ocean from inside the home. Inside the home you're greeted with breathtaking features and views. The home is filled with plenty of natural light and the light of the afternoon and setting sun is caught through the upper windows on the northwest side of the home. Climb up the ships ladder and you'll find a bonus space that is perfect for an additional guest space or play room, with access to the catwalk that spans the living area. There are three bedrooms and an office space on the main living level, along with an additional bedroom on the ground floor. The master suite features a room that would be perfect for an office or study, and an ensuite bathroom with a walk-in tile shower and jacuzzi tub. On the ground floor, you'll find the perfect entertaining area after a long day on the beach. There is an extraordinary bar that is constructed from 200 year old doors from Kuwait and an impressive and unique chandelier from Kuwait as well, a nod to the owner's travels and experiences over the years. There are two additional finished rooms on the ground floor, an additional bedroom with a full bathroom and walk-in closet and the attached two car garage. There is room for at least five additional vehicles at the front of the home in the graveled parking area, giving plenty of space for guests. The exterior of the home is a combination of fiber cement and grade 1 cedar siding, creative and stylish, yet low maintenance and durable exterior. The home has had numerous items updated in the last couple of years to include 3 HVACS, 2 water heaters, refrigerator and electric range. This home is truly ready to move in and be worry free. The Channelbend neighborhood is environmentally friendly and was thoughtfully designed to protect the natural elements of the island. The neighborhood has the only maritime forest on the island, with the natural trees and shrubs protected during the development to preserve the peaceful canopy of the neighborhood, and to protect the views of the oceanfront lots. The sound front side of the community has been deeded to the homeowner's association as a common area to protect the natural views and coast line of the sound side of the neighborhood. The homeowner's association also has deeded oceanfront access and a private boat ramp and day dock. With 22 homes the neighborhood has been built out and will not have further development within it. This home is truly unique, schedule a showing today to experience it for yourself.

2604 S Shore Dr, Surf City

$1,499,000

4 Beds ⋅ 4 Baths ⋅ 100573590 MLS

Oceanfront home in the heart of Surf City! This 4-bedroom, 2-bath home features an open living, kitchen, and dining area, with one bedroom on the main level and three upstairs. Well maintained with HVAC replaced in 2023. Situated on a deep lot with a well-established dune structure and direct beach access. Ground-level storage room provides space for beach gear, bikes, and more. Conveniently located near the Surf City Pier, restaurants, shopping, and the central business district. Ideal for a primary residence, second home, or investment opportunity.

608 S Shore Dr, Surf City

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