Market report, updated October 27, 2026

Surf City NC Home Values and Market Report

Active, pending search in the counties of Brunswick, New Hanover, Onslow, and other counties, in the city of Surf City having price at least $100,000

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Report prepared by Coastlinencrealestate.com

910-632-0060

Surf City NC Home Values

Surf City is the center of Topsail Island, with oceanfront and sound-front homes on the island and fast-growing neighborhoods on the mainland. Island and mainland homes are two very different markets. The live report on this page updates automatically from the MLS and shows the current median price, days on market and every home that is for sale, under contract and sold. Here is what those numbers mean for your home's value.

What drives home values in Surf City

Island or mainland. Island homes, especially oceanfront and sound-front, sell for far more than mainland homes.
Rental income. Many island homes are vacation rentals, so income history supports value.
New construction. Mainland subdivisions add supply and compete with resale homes.
Pender or Onslow. Surf City spans two counties, so taxes differ depending on where a home sits.

How to read this report

Active listings are what buyers can choose from today. Pending homes are under contract and show where demand is right now. Sold homes are the best guide to value, because they show what buyers actually paid. The town-wide median mixes very different homes, so compare homes of similar size, age and location to yours.

What is my Surf City home worth?

An online estimate is a starting point, but it often misses details such as the view, the lot, the condition and recent updates. Get a free Surf City home value estimate, or contact our team for a detailed comparative market analysis based on recent nearby sales.

Surf City home value FAQ

What is the median home price in Surf City, NC?

The current median sold price is shown in the market stats on this page, which update automatically from the MLS. Prices vary widely by location, size and type of home, so recent sales of similar homes nearby are the best guide.

How long does it take to sell a home in Surf City?

See the days-on-market figure in the live stats on this page. Well-priced, updated homes usually sell fastest; overpriced homes or homes needing work can sit much longer.

Does Surf City span two counties?

Yes. Parts of Surf City are in Pender County and parts are in Onslow County, which affects property taxes and schools.

Explore Surf City: All Surf City homes for sale | New Surf City listings | Waterside | Surf City waterfront homes

Nearby home values: Topsail Beach | Holly Ridge | Hampstead | Wilmington

Market at a glance

Over the last 6 months, homes sold for 96.0% of list price in 71 days on average.

Average price, last 12 months

What sellers asked vs. what homes actually sold for, by closing month.

List · $921K Sold · $863K

$1.1M$900K$700K$500K

OctNovDecJanFebMarAprMayJunJulAugSep

Homes sold per month

Closed sales, last 12 months.

Sold tab (last 6 months) Earlier

24 O

13 N

26 D

17 J

18 F

20 M

22 A

24 M

31 J

22 J

21 A

20 S

Peak: 31 sales in Jun. Last month: 20.

Where the market stands

All homes in this report, by status.

Buyer's or seller's market?

Months it would take to sell every active home at the pace of the last 6 months.

4.9months of inventory

Seller's, under 4BalancedBuyer's, over 6

Supply and demand are roughly in balance in this market.

Average price by status

Active$933K

Under contract$861K

Sold$762K

Average days on market

Active136 days

Under contract83 days

Sold71 days

Browse homes by status

Choose a status to see its numbers, charts and listings.

Active homes

Currently for sale

Homes for sale 115

Average list price $932,502

Avg. days on market 136 days

Avg. price per ft² $475 Based on 94 of 115 homes

Avg. living area 2,150 ft² Based on 94 of 115 homes

Avg. beds / baths 4.0 / 3.6

Price vs. living area

Each dot is a home. Hover a dot for its address, click it to see the home.

21 homes didn’t report living area and aren’t shown.

1 home is larger or pricier than this chart’s scale and isn’t shown.

$3M$2M$1M$0

Price vs. living area: 93 homes plotted, up to $3M and 6,000 ft².

0 ft²2,0004,0006,000 ft²

How long homes have been listed

Number of homes by days on market.

18 0–30 days

36 31–90

30 91–180

29 181–365

2 365+

Bedroom mix

Number of homes by bedroom count.

20 homes didn’t report bedrooms and aren’t shown.

38 ≤3 bd

32 4 bd

13 5 bd

5 6 bd

4 7 bd

3 8+ bd

Highest price per ft²

Top 7 homes in this status.

608 S Shore Dr$1,064

957 Broadway St$929

1112 N Shore Dr$899

2002 S Shore Dr$855

417 N Shore Dr$798

1023 1st St$738

1215 N New River Dr$723

All active listings

Click a column to sort

Address	Beds	Baths	Living ft²	List price	$ / ft²	Days on market
601 S Topsail Dr Unit Lot CSurf City, NC 28445	7	8	7,000	$4,200,000	$600	151 days
608 S Topsail DrSurf City, NC 28445	7	7	4,121	$2,900,000	$703	60 days
100 Oleander CtSurf City, NC 28445	8	10	5,391	$2,685,000	$498	28 days
17 Us Hwy 17Surf City, NC 28445	—	—	—	$2,600,000	—	33 days
825 S Topsail DrSurf City, NC 28445	6	7	3,959	$2,449,000	$618	250 days
10 W RidgeSurf City, NC 28445	5	5	4,204	$2,295,000	$545	207 days
106 Charlotte AveSurf City, NC 28445	6	6	3,734	$2,099,000	$562	250 days
1617 S Shore DrSurf City, NC 28445	8	5	4,400	$1,800,000	$409	210 days
1919 N New River DrSurf City, NC 28445	5	5	3,200	$1,790,000	$559	101 days
616 N Shore DrSurf City, NC 28445	6	2	2,558	$1,700,000	$664	61 days

Under contract homes

Pending and contingent sales

Homes under contract 22

Average list price $860,531

Avg. days on market 83 days

Avg. price per ft² $433 Based on 18 of 22 homes

Avg. living area 2,125 ft² Based on 18 of 22 homes

Avg. beds / baths 3.6 / 2.8

Price vs. living area

Each dot is a home. Hover a dot for its address, click it to see the home.

4 homes didn’t report living area and aren’t shown.

$6M$4M$2M$0

Price vs. living area: 18 homes plotted, up to $6M and 6,000 ft².

0 ft²2,0004,0006,000 ft²

Days on market before going under contract

Number of homes by days on market.

10 0–30 days

3 31–90

6 91–180

3 181–365

0 365+

Bedroom mix

Number of homes by bedroom count.

4 homes didn’t report bedrooms and aren’t shown.

10 ≤3 bd

7 4 bd

0 5 bd

0 6 bd

0 7 bd

1 8+ bd

Highest price per ft²

Top 7 homes in this status.

601 S Topsail Dr$666

733 Dune Ridge Ct$643

1143 S Topsail Dr$628

2604 S Shore Dr$537

113 Diamond Pt Ct$523

11 Shell Ct$519

305 N Topsail Dr Unit 25$500

All under contract listings

Click a column to sort

Address	Beds	Baths	Living ft²	List price	$ / ft²	Days on market
601 S Topsail DrSurf City, NC 28445	8	6	6,000	$4,000,000	$666	0 days
2604 S Shore DrSurf City, NC 28445	4	4	3,256	$1,750,000	$537	108 days
113 Diamond Pt CtSurf City, NC 28445	4	3	3,052	$1,599,000	$523	209 days
733 Dune Ridge CtSurf City, NC 28445	4	3	2,331	$1,499,999	$643	0 days
1202 N Topsail DrSurf City, NC 28445	4	4	2,958	$1,400,000	$473	0 days
208 N Boca Bay Ln Unit ASurf City, NC 28445	4	4	2,656	$1,065,000	$400	293 days
125 S Boca Bay Ln Unit BSurf City, NC 28445	4	3	2,204	$849,000	$385	313 days
1143 S Topsail DrSurf City, NC 28445	3	3	1,234	$775,000	$628	18 days
11 Shell CtSurf City, NC 28445	3	2	1,395	$725,000	$519	18 days
1305 N Shore DrSurf City, NC 28445	3	2	1,735	$695,000	$400	3 days

Sold homes

Closed in the last 6 months

Homes sold 138

Average sold price $761,658

Avg. days to sell 71 days

Sold vs. list price 96.0%

Avg. price per ft² $428 Based on 121 of 138 homes

Avg. living area 1,879 ft² Based on 121 of 138 homes

Price vs. living area

Each dot is a home. Hover a dot for its address, click it to see the home.

17 homes didn’t report living area and aren’t shown.

$3M$2M$1M$0

Price vs. living area: 121 homes plotted, up to $3M and 6,000 ft².

0 ft²2,0004,0006,000 ft²

How long homes took to sell

Number of homes by days on market.

57 0–30 days

46 31–90

23 91–180

11 181–365

1 365+

Bedroom mix

Number of homes by bedroom count.

14 homes didn’t report bedrooms and aren’t shown.

60 ≤3 bd

45 4 bd

11 5 bd

7 6 bd

1 7 bd

0 8+ bd

Highest price per ft²

Top 7 homes in this status.

2704 S Shore Dr$980

1625 S Shore Dr$809

702 Roland Ave$803

4058 4th St$791

105 High Point Ave Unit A & B$777

1207 S Topsail Dr$771

1423 N Shore Dr$751

Sold price vs. list price

How close homes sold to their asking price.

25% sold at or above asking

36 Under 95%

42 95–98%

26 98–100%

33 100–102%

1 Over 102%

All sold listings

Click a column to sort

Address	Beds	Baths	Living ft²	Sold price	Sold / list	$ / ft²	Days to sell
1423 N Shore DrSurf City, NC 28445	5	6	3,661	$2,750,000	97.3%	$751	2 days
736 Dune Ridge CtSurf City, NC 28445	6	7	3,358	$2,400,000	92.3%	$714	33 days
740 Dune Ridge CtSurf City, NC 28445	6	7	3,358	$2,400,000	100.0%	$714	10 days
738 Dune Ridge CtSurf City, NC 28445	6	7	3,358	$2,325,000	96.9%	$692	6 days
9059 W 9th StSurf City, NC 28445	4	4	3,475	$2,152,000	100.1%	$619	48 days
702 Roland AveSurf City, NC 28445	4	4	2,676	$2,150,000	94.5%	$803	49 days
1207 S Topsail DrSurf City, NC 28445	5	6	2,592	$2,000,000	91.1%	$771	41 days
140 Auger Shell CtSurf City, NC 28445	6	5	4,173	$1,838,500	97.0%	$440	122 days
9091 W 9th StSurf City, NC 28445	4	5	3,678	$1,775,000	98.6%	$482	27 days
816 S Shore DrSurf City, NC 28445	5	3	2,774	$1,775,000	93.7%	$639	62 days

Questions about this market?

These numbers move every month. For what they mean for your home, or for a home you have your eye on, get in touch.

Coastlinencrealestate.com

Call 910-632-0060

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