Browse All Surf City NC Between $900K - $1M Properties for Sale

Zen Island Sanctuary... Your private retreat by the sea, just 600 feet from the shores of Topsail Island. This Surf City haven features stunning westward views of the ICW's kaleidoscope of color showcased by two covered porches. Dual primary suites, each with en-suite bathroom and soaker tub, emulate spa vibes. Natural hardwood hickory flooring and custom tile work adorn the house throughout. Soaring vaulted ceilings of subtly whitewashed pine bring an elegance to the space. The sparkling quartz countertops, stainless steel appliances, double oven, farmhouse sink and ample storage make the kitchen gleam. Utilize the convenient cargo lift for hauling groceries and more. Hurricane shutters and a 1-year home owner's warranty ensure peace of mind. Whether the idea of passive income from a lucrative rental or a private beach oasis is your calling - this home has it all. Come find your calm. Your island sanctuary awaits...

1110 N New River Dr, Surf City

$990,000

4 Beds ⋅ 3 Baths ⋅ 100597977 MLS

33 Sandy Ln, Surf City, NC 28445 - Compelling turn-key coastal home ideal for short-term rental income or as a primary residence. This well priced, fully furnished home is turn-key ready for an investor seeking an addition to a property portfolio or for a family's primary residence (or home away from home!). Pride of ownership shows through on this 4 bed / 3 bath / 2,311 sq ft home because it was maintained as a primary residence up until July (2026) when it was converted to a Short-Term Rental (STR). As an STR, it has performed extremely well! Located in the Sandy Ridge neighborhood of Surf City, it sits on a quiet cul-de-sac lot, with an open floorplan and water views of the Intercoastal Waterway (ICW). Its less then 5 mins walking distance to the beach and private beach access via Sandy Ridge's two deeded boardwalks make this an ideal spot for families and renters. The area is also highly walkable and bikeable, featuring trails that connect to Island Oaks and Pleasant Cove neighborhoods. There is no HOA, however, homeowners have the optional opportunity to join the Island Oaks HOA and Water Access Community for an annual fee of $500. Residents gain access to a day dock, boat ramp, and gazebo, with a canal providing ICW access in just minutes. STR Potential • Already set up and onboarded with a trusted property management company. • Fully furnished • Private boardwalk beach access just minutes away, plus ICW/marsh/sound views that guests love for sunsets, kayaking, paddleboarding, and quiet outdoor time. • Four covered decks, • Detached, fully finished flex space (183 additional sq ft, insulated with a mini-split HVAC) that can serve as an extra sleeping area, kids' retreat, office, or hobby space--boosting occupancy flexibility and nightly rates. • Interior elevator for multi-level accessibility • High-end, durable finishes (LVP flooring throughout, granite counters, electric induction range, tankless water heater, custom cabinetry with lit closets/pantry, premium window treatments + solar tinting, keyless entry) that hold up well under rental use and photograph beautifully. • Outdoor shower, beach-gear storage, privacy-fenced backyard (room for kids, pets, or a future pool), and ample parking. • Stylish furnishings that may convey with an acceptable offer, reducing startup costs. • Quiet interior neighborhood setting that appeals to families seeking a peaceful baseclose to Surf City shops/restaurants (<2 miles) and Topsail Beach (<5 miles), while still delivering the classic beach lifestyle (surfing, beachcombing, cycling, walking). Outstanding as a Primary Home. A wonderful place to call home. This home is made for full-time living--refined enough to feel special every day, yet easy and low maintenance so you can simply enjoy it. The reverse open plan invites light and views into every space, while the elevator keeps all levels comfortably within reach. Thoughtful storage, beautiful appliances, a gas fireplace, and covered outdoor areas make daily life feel effortless and welcoming. Tucked on a quiet cul-de-sac away from the main road, with no HOA restrictions, a fenced backyard, and the beach just moments away, it offers that rare balance of peaceful privacy and everyday convenience. Whether you're settling in for a quiet off-season afternoon or gathering with family and friends, the generous indoor and outdoor spaces feel ready for both.

33 Sandy Ln, Surf City

$950,000

4 Beds ⋅ 4 Baths ⋅ 100591599 MLS

Deeded water rights, a private deeded boat slip with a 7,000-pound boat lift, panoramic Intracoastal Waterway views, and an unbeatable Surf City location! Wake up each morning to spectacular sunrises over the ICWW while relaxing on your covered waterfront deck overlooking the Intracoastal Waterway, Topsail Island, and the iconic Surf City Bridge. Rarely does an opportunity like this become available in one of Surf City's most sought-after waterfront communities. Designed with a reverse floor plan to maximize the breathtaking views, this beautifully maintained end-unit townhome offers 4 bedrooms, 3.5 bathrooms, a three-stop elevator, and additional windows that fill the home with natural light. The top floor is dedicated to the main living space, where the open-concept living room, dining area, and kitchen capture incredible panoramic water views. Step outside to your deeded boat slip with a 7,000-pound boat lift and be on the Intracoastal Waterway within minutes. Enjoy boating, fishing, kayaking, paddleboarding, canoeing, jet skiing, or cruising to nearby waterfront restaurants and marinas. Few properties offer this combination of deeded water rights, direct water access, and such an exceptional location. The spacious kitchen features granite countertops, stainless appliances, bamboo flooring throughout the main living areas, and an open layout. The waterfront primary suite is located on the level just below the main living area, allowing you to wake each morning to peaceful water views. An upstairs bedroom features its own private ensuite bath, making it ideal for guests, while every bedroom offers oversized closets and exceptional storage. Designed for coastal living, this home also includes hurricane shutters, providing added storm protection and peace of mind. After a day on the water, the spacious mudroom provides the perfect drop zone for beach gear and boating essentials before stepping onto the covered rear porch overlooking the waterfront. From here, you'll enjoy views of the community's waterfront gathering deck, private docks, and outdoor shower, making it easy to rinse off after a day on the boat or at the beach. Residents enjoy outstanding community amenities including a waterfront swimming pool, private boat ramp, clubhouse with billiards room, waterfront gathering deck, and outdoor shower. Whether you're launching your boat, relaxing by the pool, or gathering with neighbors along the water, every day feels like a vacation. The location simply cannot be overstated. Leave your car parked and walk, bike, or take your golf cart to Surf City's beautiful beaches, the Surf City Bridge, waterfront parks, coffee shops, restaurants, boutiques, seafood markets, grocery stores, and the town's year-round festivals and community events. Skip the weekend beach traffic and enjoy the convenience of having everything just minutes away. You can even launch your kayak or paddleboard from your dock and explore the waterways or paddle across to Topsail Island for waterfront dining and entertainment. Waterfront homes with deeded water rights, a private boat lift, elevator, reverse floor plan, and direct Intracoastal Waterway access rarely become available in this community. Whether you're searching for a full-time residence, second home, or investment property, this exceptional coastal home offers the perfect combination of convenience, boating access, and the waterfront lifestyle that makes Surf City one of North Carolina's most desirable destinations. Schedule your private showing today!

302 Vesta Ct, Surf City

$975,000

8 Beds ⋅ 4 Baths ⋅ 100581885 MLS

Rare opportunity to own a quadruplex, a ''unicorn'' in Surf City. Set on a desirable corner lot, 2nd Row from beach, each of the four units offers a comfortable 2-bedroom, 1-bath floor plan at 768 square feet- a layout coastal renters actively seek out. Eight parking spaces plus a garage give this property a significant edge in a beach town where parking is scarce. The property is being sold as-is with some work to be done, making it a true value-add play for the right buyer. Updates and improvements here have real upside potential. You're steps from the ocean in one of the Carolina coast's most active rental markets. All four units are currently occupied, so your investment generates income immediately while you plan improvements at your own pace. Live in one unit and let the other three help carry the load, or hold all four as rentals and let Surf City's strong beach tourism do the rest. Either way, the potential here is hard to replicate at this price point and proximity to the water.

1518 Easy St Unit A - D, Surf City

$945,000

3 Beds ⋅ 3 Baths ⋅ 100576964 MLS

Ideally located on the second row from the beach, this custom-built home offers beautiful ocean views, exceptional privacy, and a floor plan designed for coastal living. Surrounded by mature island oaks, the property features covered decks and a top-floor sun deck that create the perfect setting for relaxing and entertaining. The top level is designed to capture the views, with a spacious living area, a light-filled dining area wrapped in windows, and a fully equipped kitchen. The primary suite is also on the top floor and includes a private bath with a soaking tub, large glass-block shower, and dual sinks, along with a convenient half bath and laundry room. On the first floor, a large bedroom connects to a spacious bath with a large tub and separate shower. There is hall access to this bathroom for the second bedroom, offering comfort and flexibility for guests. An enclosed sunroom adds even more versatility as a potential sleeping area, home office, or workout room. Additional highlights include Gerard technology roofing, elevator access to all levels, an enclosed outdoor shower, nearby beach access, extra-tall carport underneath the home, a desirable flood-zone location, close proximity to downtown Surf City, and the added appeal of never having been rented.

1821 S Shore Dr, Surf City

$999,999

4 Beds ⋅ 4 Baths ⋅ 100574849 MLS

SELLER WILL GIVE $20,000 USE AS YOU CHOOSE OR WILL BUY DOWN INTEREST RATE TO 5.99% (WITH CONDITIONS FOR APPROVAL) WITH KRISTIAN SIEMON WITH INTEGRITY HOME MORTGAGE CORP!! Brand-New Soundfront Construction in Surf City! This fully finished, partially furnished and move-in-ready townhome delivers luxury coastal living at its finest--complete with 4 bedrooms, 4 full bathrooms, an elevator, and a private dock overlooking the historic Cockle Creek. Designed with both comfort and style in mind, this home showcases designer-selected finishes throughout: quartz countertops, white shaker cabinetry, stainless steel appliances, LVP flooring on every level, modern tiled showers, and multiple porches offering breathtaking sound views from every floor. An elevator services all levels, ensuring effortless access for family and guests. Step outside and enjoy the ultimate waterfront lifestyle--launch your paddleboard or kayak, fish from your spacious dock, or relax with morning coffee while watching the water come alive. An outdoor shower adds convenience after a day on the sound or beach. With no HOA fees, this property offers flexibility for a primary residence, second home, or high-performing rental investment. Ideally located close to the beach, restaurants, shopping, Kenny Batts Park, and the IGA. Situated in the desirable AE flood zone and feeding into the highly rated Topsail School District, this home checks all the boxes for coastal living. Don't miss your chance to own a luxury sound front townhome and live your waterfront dream on Surf City's iconic Cockle Creek!

705 S Topsail Dr Unit B, Surf City

$900,000

4 Beds ⋅ 5 Baths ⋅ 100574188 MLS

Experience coastal living as its finest in this beautifully designed 4-bedroom, 4.5-bath townhome located in a prime island location just steps from beach access, dining and shopping. Featuring stunning sound views, this property offers the perfect blend of luxury and convenience. Inside, you'll find luxury vinyl plank flooring, elegant granite countertops, and a private elevator for added comfort and accessibility. Whether you're looking for a vacation retreat, investment property, or full-time residence, this townhome delivers the ideal island lifestyle.

721 N New River Dr Unit B, Surf City

$900,000

4 Beds ⋅ 5 Baths ⋅ 100574185 MLS

721 N New River Dr Unit A, Surf City

$950,000

4 Beds ⋅ 5 Baths ⋅ 100552257 MLS

$40,000 builder ''use as you choose'' credit now being offered on this waterfront new construction with in Surf City!!! This new construction 4 bedroom, 4.5 bath offers a highly desirable island location within walking distance to beach access, dining, and shopping. Designed for low-maintenance ownership and strong rental appeal, the property features an open-concept layout, elevator, luxury vinyl plank flooring, granite countertops, and multiple en suite bedrooms. Expansive decks capture coastal breezes and scenic water views, ideal for short-term rentals, a second home, or a primary residence, this new construction property delivers modern finishes, prime location, and excellent income potential in one of Surf City's most sought-after areas. Flood insurance is very affordable at only $1,475.

717 N New River Dr Unit B, Surf City

$950,000

4 Beds ⋅ 4 Baths ⋅ 100551649 MLS

Custom built waterfront home with breathtaking views over the sound to the ICW, within minutes to Topsail Island beaches. Decks on both floors with Trex deck flooring, Top quality construction built to 150 Wind Rated, 2 x 6 studs and walls, impacted rated windows, doors, and garage doors, hard plank siding painted in 2023 and metal roof. Interior features granite counters, reinforced game room floor with wet bar, 9ft ceilings, 80 gallon water heater and security cameras. For easy access, this home has a 3-stop elevator, Accessible doors, primary bath, and hallways. For furry friends a fully fenced in backyard. Move in ready please consider this home for primary or secondary.

444 Little Kinston Rd, Surf City

$900,000

100405957 MLS

Presenting a prime commercial land opportunity that is truly a gem in the heart of our bustling coastal town. This .825 Acre parcel is perfectly nestled in between a Wal-Mart anchored shopping center and a Publix anchored shopping center in Surf City. Situated at one of the main entrances to Surf City, this center is visited by both locals and tourists, as the Surf City town hall sits directly behind the property. This is one of the prime growing areas of Pender County, NC. According to the North Carolina office of State Budget and Management Pender County is projected to be the second fastest growing county in NC in 2030 at 1.9%. Possibilities are endless for this commercial. The surrounding area provides an abundance of amenities and attractions, small businesses and big businesses. With its close proximity to Publix, one of the most popular grocery chains in the country, your future venture will benefit from a constant flow of foot traffic and the convenience-driven mindset of the community. Whether you dream of establishing a retail store, a restaurant, or even an office space, this property offers the perfect canvas for your business aspirations. Publix owns the road off of Highway 210 and Highway 50- our stormwater is already built. Our 3 sites share stormwater with Mavis Tire and the pet shop. Seller discloses that DOT has a proposed plan in place to widen Highway 210 that will impact this property.

Tr 7 Tr 7 Nc Hwy, Surf City

$1,000,000

100405951 MLS

Presenting a prime commercial land opportunity that is truly a gem in the heart of our bustling coastal town. This .97 Acre parcel is perfectly nestled in between a Wal-Mart anchored shopping center and a Publix anchored shopping center in Surf City. Situated at one of the main entrances to Surf City, this center is visited by both locals and tourists, as the Surf City town hall sits directly behind the property. This is one of the prime growing areas of Pender County, NC. According to the North Carolina office of State Budget and Management Pender County is projected to be the second fastest growing county in NC in 2030 at 1.9%. Possibilities are endless for this commercial. The surrounding area provides an abundance of amenities and attractions, small businesses and big businesses. With its close proximity to Publix, one of the most popular grocery chains in the country, your future venture will benefit from a constant flow of foot traffic and the convenience-driven mindset of the community. Whether you dream of establishing a retail store, a restaurant, or even an office space, this property offers the perfect canvas for your business aspirations. Seller discloses that DOT has a proposed plan in place to widen Highway 210 that will impact this property.

Tr 6 Tr 6 Nc Hwy, Surf City

Start Your Search

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.

Between $900K - $1M Surf City Real Estate

Our website features the best real estate search for between $900k - $1m properties available in Surf City and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor®’s database every 15 minutes.

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire.

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood!

Considering selling or refinancing your home? Get an INSTANT property valuation now!

8838 Tilbury Dr Wilmington, NC 28411 910-632-0060