Surf City Real Estate & Homes with Community Boat Ramp

Search homes for sale in Surf City with community boat ramp or try our advanced home search for more specific criteria. Our website features the best real estate search for homes, condos, land and foreclosure properties available in Surf City, NC. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor®’s database every 15 minutes.

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire.

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood!

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Browse All Properties for Sale with Ramp

$823,500

3 Beds ⋅ 3 Baths ⋅ 100595518 MLS

Your Topsail Island lifestyle starts at 109 Sea Urchin Court. Tucked beneath a canopy of mature live oaks in the sought-after soundside community of Island Oaks, this inviting coastal retreat offers the perfect combination of privacy, outdoor living, ocean views, beach access, and boating convenience. This 3-bedroom home features a reverse floor plan designed to capture natural light, coastal breezes, and beautiful ocean views. The main living level offers an open-concept kitchen, dining, and living area, creating an easy gathering space for family and friends. Step outside onto the expansive deck or relax in the screened porch and let island life slow you down. One of the home's standout features is the additional downstairs studio/in-law suite, providing exceptional flexibility for extended family, guests, a private home office, or a separate retreat. The studio includes its own combo washer/dryer, adding an extra layer of convenience and independence. The main home offers a comfortable primary suite, additional bedrooms, full and half baths, generous storage, and multiple indoor and outdoor spaces designed for relaxed coastal living. Outside, the Island Oaks lifestyle truly shines. Enjoy community beach access for easy days in the sand and surf, or take advantage of the community boat ramp that is currently being dredged for deep-water access to the Intracoastal Waterway. Spend the day boating, fishing, kayaking, or exploring the waterways, then return home to enjoy the evening breeze from your deck. Located on a quiet cul-de-sac and surrounded by the natural beauty of Topsail Island, 109 Sea Urchin Court isn't simply a beach house. It's a flexible coastal retreat designed for living, gathering, relaxing, and making memories. Whether you're searching for a full-time coastal residence, investment property, vacation getaway, multigenerational home, or a place where family and friends always have room to stay, this Surf City property offers the space and lifestyle to make it happen.

109 Sea Urchin Ct, Surf City

$950,000

4 Beds ⋅ 4 Baths ⋅ 100591599 MLS

Deeded water rights, a private deeded boat slip with a 7,000-pound boat lift, panoramic Intracoastal Waterway views, and an unbeatable Surf City location! Wake up each morning to spectacular sunrises over the ICWW while relaxing on your covered waterfront deck overlooking the Intracoastal Waterway, Topsail Island, and the iconic Surf City Bridge. Rarely does an opportunity like this become available in one of Surf City's most sought-after waterfront communities. Designed with a reverse floor plan to maximize the breathtaking views, this beautifully maintained end-unit townhome offers 4 bedrooms, 3.5 bathrooms, a three-stop elevator, and additional windows that fill the home with natural light. The top floor is dedicated to the main living space, where the open-concept living room, dining area, and kitchen capture incredible panoramic water views. Step outside to your deeded boat slip with a 7,000-pound boat lift and be on the Intracoastal Waterway within minutes. Enjoy boating, fishing, kayaking, paddleboarding, canoeing, jet skiing, or cruising to nearby waterfront restaurants and marinas. Few properties offer this combination of deeded water rights, direct water access, and such an exceptional location. The spacious kitchen features granite countertops, stainless appliances, bamboo flooring throughout the main living areas, and an open layout. The waterfront primary suite is located on the level just below the main living area, allowing you to wake each morning to peaceful water views. An upstairs bedroom features its own private ensuite bath, making it ideal for guests, while every bedroom offers oversized closets and exceptional storage. Designed for coastal living, this home also includes hurricane shutters, providing added storm protection and peace of mind. After a day on the water, the spacious mudroom provides the perfect drop zone for beach gear and boating essentials before stepping onto the covered rear porch overlooking the waterfront. From here, you'll enjoy views of the community's waterfront gathering deck, private docks, and outdoor shower, making it easy to rinse off after a day on the boat or at the beach. Residents enjoy outstanding community amenities including a waterfront swimming pool, private boat ramp, clubhouse with billiards room, waterfront gathering deck, and outdoor shower. Whether you're launching your boat, relaxing by the pool, or gathering with neighbors along the water, every day feels like a vacation. The location simply cannot be overstated. Leave your car parked and walk, bike, or take your golf cart to Surf City's beautiful beaches, the Surf City Bridge, waterfront parks, coffee shops, restaurants, boutiques, seafood markets, grocery stores, and the town's year-round festivals and community events. Skip the weekend beach traffic and enjoy the convenience of having everything just minutes away. You can even launch your kayak or paddleboard from your dock and explore the waterways or paddle across to Topsail Island for waterfront dining and entertainment. Waterfront homes with deeded water rights, a private boat lift, elevator, reverse floor plan, and direct Intracoastal Waterway access rarely become available in this community. Whether you're searching for a full-time residence, second home, or investment property, this exceptional coastal home offers the perfect combination of convenience, boating access, and the waterfront lifestyle that makes Surf City one of North Carolina's most desirable destinations. Schedule your private showing today!

302 Vesta Ct, Surf City

$1,200,000

4 Beds ⋅ 5 Baths ⋅ 100583049 MLS

Welcome to 126 Channel Bend, an exceptional 4 bedroom, 4.5 bath 2nd Row home surrounded by trees and tucked within one of Surf City's most sought-after waterfront communities. You are just a couple of minutes from your private community beach access and private community boat access. Thoughtfully designed with both comfort and entertaining in mind, this beautiful coastal residence offers the perfect combination of modern finishes, spacious living areas, large lot with private fenced yard, and the relaxed coastal lifestyle that makes Topsail Island so desirable. Step inside to discover an inviting open floor plan filled with natural light and enhanced by tasteful coastal touches throughout. The spacious living room flows effortlessly into the well-appointed kitchen and dining area, creating the ideal setting for gatherings with family and friends. The kitchen offers abundant cabinetry, generous counter space, and a functional layout perfect for everyday living or hosting guests after a day on the water. Comfortable bedrooms with en suite baths provide private retreats, while multiple outdoor living spaces invite you to enjoy morning coffee, evening sunsets, and refreshing ocean breezes. Whether you're relaxing after a day at the beach or entertaining guests, this home is designed to maximize indoor and outdoor beach living. Located just minutes from Surf City Pier, local restaurants, shopping, and entertainment, 126 Channel Bend provides convenient access to boating, fishing, and all the recreational opportunities Topsail Island has to offer. Whether you're searching for a full-time residence, vacation getaway, or investment opportunity, this remarkable property delivers the best of the Surf City lifestyle. Experience coastal living at its finest and discover why 126 Channel Bend is the perfect place to call home.

126 Channel Bnd, Surf City

$2,275,000

4 Beds ⋅ 4 Baths ⋅ 100581170 MLS

One-of-a-kind residence situated directly on the Intracoastal Waterway, offering panoramic water views and an unmatched coastal lifestyle. Nestled beside the former site of the iconic Surf City Swing Bridge, a cherished landmark in Surf City history, this exceptional 4-bedroom, 3.5-bath home offers approximately 2,700 square feet of beautifully renovated living space thoughtfully designed to maximize both comfort and scenery. Perfectly positioned along Channel Marker 1, this property captures the heart of Surf City. Whether you're an avid boater, entertainer, or simply enjoy life on the water, this home delivers. Outside, you'll find a private boat dock featuring a 10,500-pound boat lift, an expansive entertaining dock, fire pit area, hot tub, in-ground swimming pool, covered cabana, composite decking, and solar accent lighting. Multiple decks along the side and rear of the home provide exceptional spaces to relax, entertain, and enjoy spectacular sunrises, unforgettable sunsets, passing boats, and views of the Surf City high-rise bridge. Inside, nearly every room showcases stunning water views and custom finishes throughout. Thoughtfully remodeled, the home features shiplap walls and ceilings, a gas stone fireplace, quartz countertops, ceramic wood-look tile flooring, marble finishes, and a spacious kitchen designed for gathering and entertaining. The kitchen is appointed with custom cabinetry, a gas cooktop, and a full suite of brand-new KitchenAid appliances, including a refrigerator, oven, microwave, and dishwasher. The primary suite serves as a private retreat, offering expansive Intracoastal Waterway views, a custom ceiling detail, and a French door leading to a private deck. The luxurious en suite bath includes marble flooring, a tiled shower, jetted tub, and a large walk-in closet. Imagine beginning your day with a sunrise over the water and ending it beneath the coastal sky from the comfort of your hot tub. Additional bedrooms offer their own unique perspectives, including beautiful sunset views and bridge vistas. One guest bedroom features elevator access and a French door opening to a deck, while the upstairs guest suite includes a private en suite bath with a jetted steam shower. The dining room, with deck access and sweeping water views, is highlighted by a custom mural honoring the iconic Surf City Swing Bridge, a meaningful tribute to the area's rich history and coastal charm. An elevator provides convenient access between levels, while the enclosed 2-car garage offers ample space for vehicles, golf carts, beach gear, and additional storage. The professionally landscaped grounds reflect the exceptional care and attention this property has received. Every detail has been thoughtfully maintained, creating a home that is as functional as it is beautiful. Rarely does a property offer this combination of luxury finishes, direct Intracoastal Waterway access, exceptional outdoor living spaces, and panoramic water views. More than a home, this is a one-of-a-kind opportunity to own one of Surf City's most remarkable waterfront properties.

702 Roland Ave, Surf City

$1,750,000

4 Beds ⋅ 4 Baths ⋅ 100576884 MLS

Seller is offering a $25,000 ''use as you choose'' credit with an acceptable offer! Perfect for upgrades, improvements or closing costs! Deeded beach and intracoastal access! A rare find! Welcome to this one-of-a-kind oceanfront, single owner home in Surf City! This home has been thoughtfully and intentionally designed in every detail by it's owner-a renowned architect-with no detail missed in this extraordinary home. The sought after Channelbend neighborhood provides both deeded beach access and intracoastal access with a private boat ramp and boat dock, giving the best of both worlds in beach living. Upon crossing the threshold, you're greeted with a private courtyard: expertly landscaped with a pergola and a great place to enjoy a cup of coffee or a private moment. The property features direct beach access from the front and rear of the property, with a new walkway and access installed in 2026. An engineered retaining wall has been built underneath the home to keep everything in it's place and provide extra space on the exterior of the home. The home's deck was intentionally designed to be lower than the main living level of the home to ensure that there are unobstructed views of the ocean from inside the home. Inside the home you're greeted with breathtaking features and views. The home is filled with plenty of natural light and the light of the afternoon and setting sun is caught through the upper windows on the northwest side of the home. Climb up the ships ladder and you'll find a bonus space that is perfect for an additional guest space or play room, with access to the catwalk that spans the living area. There are three bedrooms and an office space on the main living level, along with an additional bedroom on the ground floor. The master suite features a room that would be perfect for an office or study, and an ensuite bathroom with a walk-in tile shower and jacuzzi tub. On the ground floor, you'll find the perfect entertaining area after a long day on the beach. There is an extraordinary bar that is constructed from 200 year old doors from Kuwait and an impressive and unique chandelier from Kuwait as well, a nod to the owner's travels and experiences over the years. There are two additional finished rooms on the ground floor, an additional bedroom with a full bathroom and walk-in closet and the attached two car garage. There is room for at least five additional vehicles at the front of the home in the graveled parking area, giving plenty of space for guests. The exterior of the home is a combination of fiber cement and grade 1 cedar siding, creative and stylish, yet low maintenance and durable exterior. The home has had numerous items updated in the last couple of years to include 3 HVACS, 2 water heaters, refrigerator and electric range. This home is truly ready to move in and be worry free. The Channelbend neighborhood is environmentally friendly and was thoughtfully designed to protect the natural elements of the island. The neighborhood has the only maritime forest on the island, with the natural trees and shrubs protected during the development to preserve the peaceful canopy of the neighborhood, and to protect the views of the oceanfront lots. The sound front side of the community has been deeded to the homeowner's association as a common area to protect the natural views and coast line of the sound side of the neighborhood. The homeowner's association also has deeded oceanfront access and a private boat ramp and day dock. With 22 homes the neighborhood has been built out and will not have further development within it. This home is truly unique, schedule a showing today to experience it for yourself.

2604 S Shore Dr, Surf City

$799,000

5 Beds ⋅ 3 Baths ⋅ 100561498 MLS

Best Deal on the Beach!! Are you looking for a well maintained and move-in ready Beach home with spectacular views of Topsail Sound? Welcome home to this 5 bedroom nestled in mature live oaks on a quiet cul-de-sac. The list of recent updates and renovations is long and includes new roof (2018), exterior paint (2019), new exterior windows (2020), new HVACs (2020/2021/2025), new composite exterior decking (2023), new appliances and toilets (2023-2024), kitchen counters and cabinet updates (2025), and new exterior doors (2026). This home has the best of both worlds - convenient beach access and a community dock, boat ramp, and soundfront gazebo! With all the work and renovations completed, there is nothing left for you to do but relax on the beach or jump on your boat! Come take a look before this special home is under contract!

121 Seagull Ct, Surf City

Start Your Search

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.

8838 Tilbury Dr Wilmington, NC 28411 910-632-0060