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Surf City Real Estate & Homes Near North Topsail

Discover homes for sale in Surf City within the North Topsail Elementary School District, a desirable coastal community in Pender County known for its relaxed beach lifestyle and small-town charm. This area offers a mix of waterfront properties, beachside homes, and residential neighborhoods, all conveniently located near local schools, parks, shopping, and dining. With easy access to Topsail Island beaches, outdoor recreation, and mainland Hampstead and Wilmington, the North Topsail Elementary School District is an excellent choice for buyers seeking quality education and coastal North Carolina living.

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Browse All Properties for Sale Near North Topsail

$424,900
4 Beds 2 Baths 100599222 MLS
Welcome home to 2094 Course Ln - Surf City's Waterside community at its best. Built in 2024, this beautifully maintained 4-bedroom, 2-bath, 1,514 sq ft home offers easy, one-level coastal living in one of Surf City's most sought-after neighborhoods - with all the peace of mind that comes with near-new construction. Step inside to an open-concept layout filled with natural light and thoughtful upgrades throughout - custom trim detailing on the walls, ceiling fans and lighting in every bedroom, and a kitchen built for entertaining with a center island, stainless appliances, and abundant cabinet space flowing straight into the dining and living areas. The primary suite is a standout, featuring a spa-style glass-enclosed shower that instantly elevates the space. Step outside to your fully fenced backyard - a low-maintenance retreat ready for pets, play, or peaceful evenings after a day at the beach. Beyond the front door, you're buying into the Waterside lifestyle: resort-style pool, fitness center, pickleball and basketball courts, sand volleyball, playground, and scenic sidewalks throughout. Hop on a golf cart and you're minutes from Topsail Island's beaches, and walking distance to Surf City's local restaurants, coffee shops, boutiques, and a favorite neighborhood brewery. Offered at $424,900, 2094 Course Ln delivers modern construction, thoughtful upgrades, and true low-maintenance coastal living - HOA dues of just $960/year keep it easy. Don't wait on this one - homes in Waterside move fast.

2094 Course Ln, Surf City

$823,500
3 Beds 3 Baths 100595518 MLS
Your Topsail Island lifestyle starts at 109 Sea Urchin Court. Tucked beneath a canopy of mature live oaks in the sought-after soundside community of Island Oaks, this inviting coastal retreat offers the perfect combination of privacy, outdoor living, ocean views, beach access, and boating convenience. This 3-bedroom home features a reverse floor plan designed to capture natural light, coastal breezes, and beautiful ocean views. The main living level offers an open-concept kitchen, dining, and living area, creating an easy gathering space for family and friends. Step outside onto the expansive deck or relax in the screened porch and let island life slow you down. One of the home's standout features is the additional downstairs studio/in-law suite, providing exceptional flexibility for extended family, guests, a private home office, or a separate retreat. The studio includes its own combo washer/dryer, adding an extra layer of convenience and independence. The main home offers a comfortable primary suite, additional bedrooms, full and half baths, generous storage, and multiple indoor and outdoor spaces designed for relaxed coastal living. Outside, the Island Oaks lifestyle truly shines. Enjoy community beach access for easy days in the sand and surf, or take advantage of the community boat ramp that is currently being dredged for deep-water access to the Intracoastal Waterway. Spend the day boating, fishing, kayaking, or exploring the waterways, then return home to enjoy the evening breeze from your deck. Located on a quiet cul-de-sac and surrounded by the natural beauty of Topsail Island, 109 Sea Urchin Court isn't simply a beach house. It's a flexible coastal retreat designed for living, gathering, relaxing, and making memories. Whether you're searching for a full-time coastal residence, investment property, vacation getaway, multigenerational home, or a place where family and friends always have room to stay, this Surf City property offers the space and lifestyle to make it happen.

109 Sea Urchin Ct, Surf City

$2,600,000
6 Beds 7 Baths 100590720 MLS
Introducing 736 Dune Ridge Court, a newly constructed 6-bedroom, 6.5-bath oceanfront luxury home on Topsail Island. Designed for elevated coastal living, exceptional vacation-rental potential, and the ultimate second-home lifestyle, this beachfront residence offers direct ocean access through a private beach walkway, three levels of oceanfront decks, and panoramic Atlantic views. The main living level features an open-concept floor plan with expansive ocean-facing spaces, a modern electric fireplace, custom built-ins, and seamless indoor-outdoor flow. The chef's kitchen combines luxury with functionality through high-end stainless steel appliances, two refrigerators, two dishwashers, and a private scullery offering additional preparation space and storage. A wet bar with a wine refrigerator and professional ice maker creates the perfect gathering space after a day on the water. The thoughtfully designed floor plan includes two ocean-facing primary suites, each capturing beautiful coastal views and featuring a spacious walk-in shower. All six bedrooms include private ensuite bathrooms, providing comfort and privacy for owners and guests alike. Additional features include an elevator serving each level, two complete sets of washers and dryers, a two-car garage, and multiple outdoor living spaces designed to showcase ocean breezes, sunrises, and unobstructed beachfront views. Built for long-term coastal ownership, the home is supported by substantial 10-by-10 structural pilings and finished with five-point interlocking vinyl shake siding rated for winds up to 185 mph. The property is located in an AE flood zone, with reduced insurance quotes available for review. Paragon Vacation Rentals projects approximately $275,000 in annual gross vacation-rental revenue, positioning this property as an exceptional opportunity for buyers seeking a high-performing luxury oceanfront investment, a private Topsail Island retreat, or a combination of both. 736 Dune Ridge Court delivers the location, construction quality, amenities, and income potential today's oceanfront buyer is searching for.

736 Dune Ridge Ct, Surf City

$1,200,000
4 Beds 5 Baths 100583049 MLS
Welcome to 126 Channel Bend, an exceptional 4 bedroom, 4.5 bath 2nd Row home surrounded by trees and tucked within one of Surf City's most sought-after waterfront communities. You are just a couple of minutes from your private community beach access and private community boat access. Thoughtfully designed with both comfort and entertaining in mind, this beautiful coastal residence offers the perfect combination of modern finishes, spacious living areas, large lot with private fenced yard, and the relaxed coastal lifestyle that makes Topsail Island so desirable. Step inside to discover an inviting open floor plan filled with natural light and enhanced by tasteful coastal touches throughout. The spacious living room flows effortlessly into the well-appointed kitchen and dining area, creating the ideal setting for gatherings with family and friends. The kitchen offers abundant cabinetry, generous counter space, and a functional layout perfect for everyday living or hosting guests after a day on the water. Comfortable bedrooms with en suite baths provide private retreats, while multiple outdoor living spaces invite you to enjoy morning coffee, evening sunsets, and refreshing ocean breezes. Whether you're relaxing after a day at the beach or entertaining guests, this home is designed to maximize indoor and outdoor beach living. Located just minutes from Surf City Pier, local restaurants, shopping, and entertainment, 126 Channel Bend provides convenient access to boating, fishing, and all the recreational opportunities Topsail Island has to offer. Whether you're searching for a full-time residence, vacation getaway, or investment opportunity, this remarkable property delivers the best of the Surf City lifestyle. Experience coastal living at its finest and discover why 126 Channel Bend is the perfect place to call home.

126 Channel Bnd, Surf City

$849,990
100581694 MLS
Rare opportunity to own a prime oceanfront homesite in the heart of beautiful Surf City! This exceptional beachfront lot offers breathtaking Atlantic Ocean views, direct beach access, and the chance to create the custom coastal home you've always envisioned. Whether you're seeking a full-time residence, a vacation getaway, or a lucrative investment property, this ready-to-build lot provides the perfect foundation for your dream. Even better, much of the groundwork has already been completed -- a CAMA permit has been secured and custom house plans have already been professionally designed to maximize the largest possible home for this lot size and shape, saving valuable time and expense in the building process. In 2025, the sellers obtained quotes from three local builders to construct the proposed home, with all three coming in between $1.132M and $1.168M -- giving buyers a real, grounded sense of total project cost before they even break ground. Please note: the first and second photos are AI-generated renderings based on the architectural build plans and are intended to illustrate the potential of the proposed home -- not the current condition of the lot. Enjoy sunrises over the ocean, miles of sandy beaches, and all the charm, dining, and recreation that Surf City has to offer. Opportunities like this are becoming increasingly rare along the North Carolina coast. Don't miss your chance to build exactly what you want in one of Surf City's most desirable oceanfront locations. Start living the coastal lifestyle you've been dreaming about today! Price reflects the lot only.

522 N Shore Dr, Surf City

$600,000
3 Beds 3 Baths 100572215 MLS
Coastal access, a pool just outside your door, and a fully furnished setup make this Surf City townhome an easy choice for enjoying life by the water. Located in Turtle Cove, this 3 bedroom, 3 bathroom townhome offers dedicated beach access and an outdoor shower for rinsing off after time on the sand. The community pool sits right outside the front door, creating a convenient extension of the living space. Covered parking underneath accommodates two vehicles. Inside, the home is updated and well-appointed with luxury vinyl plank flooring throughout the main living areas and bedrooms, while tile is used in the kitchen, bathrooms, and first-floor landing. The first level includes the primary and second bedrooms, each with an ensuite bathroom, along with a laundry closet. The primary suite also features access to a covered balcony with distant sound views. Upstairs, the main living area includes the living room, kitchen, dining space, third bedroom, and an additional full bathroom, providing separation between living and sleeping areas. Directly across the street, Kenneth D. Batts Family Park offers a boardwalk, playground, basketball court, picnic shelters, and marsh views at sunset. Shopping and dining in Surf City are also within a short walk or bike ride. The HOA covers the master and flood insurance, exterior and common area maintenance, private beach access, pool, pest control, and management--adding convenience and value. This townhome would be suitable for a primary residence, second home, or investment property. A 2.25% VA assumable loan may be available to qualified buyers. SCHEDULE APPOINTMENTS THROUGH SHOWINGTIME.

221 Lazy Day Dr, Surf City

$1,350,000
5 Beds 6 Baths 100567564 MLS
WATER ACCESS! LOCATION! DOUBLE POTENTIAL INCOMING PRODUCING! FULLY FURNISHED! EASY TO SHOW! Located in the sought-after Pirates Cove community in Surf City on Topsail Island, this expansive coastal retreat doesn't just whisper opportunity, it delivers it with space, flexibility, and undeniable charm. Spanning over 3,500 square feet, this impressive 5-bedroom, 6-full-bath beach home is thoughtfully designed for versatility and comfort. Featuring two full kitchens, two living rooms, and two primary suites with attached bathrooms, the layout is perfectly suited for easy conversion into a duplex, multigenerational living, or a high-performing vacation rental setup. An elevator provides effortless access between levels, while multiple screened-in porches invite you to slow down and savor the coastal breeze. Cozy up beside one of two fireplaces, or step outside to enjoy the pergola-covered outdoor space, ideal for entertaining or relaxing after a day on the water. Situated on a corner lot with mature trees, the home offers added privacy and a true coastal neighborhood feel. The rare convenience of four garages spaces and two separate driveways provides ample parking for guests, boats, and beach gear. Located within a water-access community with a boat ramp, you're just minutes from the beach, dining, and local favorites. Best of all, this home is being sold furnished, excluding a few personal items, making it a seamless transition whether you're looking for a primary residence, second home, or investment property. Versatile. Spacious. Exceptionally located. This is more than a beach house, it's a coastal lifestyle investment with room to gather, generate, and grow. 🌊⚓. THIS HOME DOES ALLOW SHORT TERM RENTALS!

111 Cutlass Dr, Surf City

$869,000
4 Beds 4 Baths 100566136 MLS
Located on a cul-de-sac tucked away on the intracoastal side, come see this beautifully upgraded 4-bedroom, 4-bath townhome, ideally located just moments from public beach access and everything that Surf City has to offer. Enjoy peaceful marsh views from multiple vantage points and listen to the ocean while sipping your morning coffee or evening beverage on the screened porch. This home has been meticulously cared for and boasts a functional floor plan, enhanced by a private elevator servicing every level. Inside, the home has been improved with durable engineered luxury vinyl plank flooring throughout, along with added insulation in both the walls and attic for increased efficiency. The kitchen is well-appointed with granite countertops a double oven, updated appliances, and a pantry. The living area offers a cozy focal point with a gas log fireplace and a newly installed mantel, while opening seamlessly to the screened porch overlooking the marsh. The primary suite is designed as a private retreat, featuring its own sitting area, a porch with water views, and a spacious bathroom complete with a garden tub and separate shower. Plantation shutters are featured throughout most of the home, and custom barn doors add character in select areas. One of the guest bedrooms has been outfitted as a gorgeous home office with extensive built-in shelving and Ethernet access-ideal for remote work or flexible use. Outdoor spaces are equally impressive, upgraded with low-maintenance Trex decking, tongue-and-groove ceilings, and a convenient outdoor shower equipped with a dog-washing attachment! The sunset views are absolutely stunning. Additional exterior features include a kayak storage rack and ample storage options, including a ground-level closet with shelving and under-stair space. There is mature landscaping with rare plants and an environmentally conscious drainage system that directs water back toward the marsh. Unique details set this property apart, including a decorative walkway between units that has been thoughtfully crafted with Megalodon shark teeth and whale bone. Residents also enjoy access to community amenities including a pool and clubhouse to complete the coastal lifestyle experience. Seller has been approved through insurance for a brand new fortified roof! There is a transferrable termite bond, home water softener, and an active flood insurance policy currently priced at $1,201 annually. For information about our preferred lender and the incentive you may qualify for, please ask your agent to review the agent comments for additional details.

204 N Boca Bay Ln Unit B, Surf City

$775,000
3 Beds 3 Baths 100562400 MLS
PRICE IMPROVEMENT! NOW $775,000! GREAT VACATION HOME OR INVESTMENT PROPERTY ON ICW! LOCATION IS FOREVER. Looking for a waterfront beach home with incredible views, beach access, walkability, and short-term rental opportunity? This Surf City retreat offers a location and coastal lifestyle that simply can't be recreated. Welcome to 813 N. New River Drive Unit B in Serenity Bay, where you can walk to the beach, step into your front yard and launch your kayak or paddleboard into the stunning Intracoastal Waterway, and stroll into the heart of Surf City for restaurants, shops, church, the local fish market, Soundside Park, and year-round community events. Start your morning with a walk to the beach along the community's private beach walkway. Spend the afternoon kayaking, paddleboarding, or fishing while taking in the peaceful estuary and Intracoastal Waterway views. Then walk to dinner, grab a coffee, or visit the shops before coming home to watch an unforgettable sunset from your own waterfront deck. You can leave the car at home, this is the Topsail Island coastal lifestyle people dream about! Imagine walking across your grassy waterfront lawn to the Intracoastal water's edge. Step outside and you're surrounded by coastal beauty, with room to relax, entertain, watch dolphins and coastal birds, or simply enjoy the breeze. Launch a kayak or paddleboard right from your front yard and explore the Intracoastal Waterway and surrounding estuary. A quote for a future private dock is also available in the documents. And when you want the ocean, just walk along the community's private beach walkway and put your toes in the sand. The walkability is equally hard to duplicate. Enjoy easy access to the Surf City Pier, Soundside Park and community events, restaurants, coffee shops, church, the fish market, local shops, and more--all while coming home to a peaceful waterfront setting with beautiful water and sunset views. LOCATION. LOCATION. LOCATION. Homes can be remodeled. Kitchens can be updated. Flooring and finishes can be changed. But you cannot recreate an extraordinary waterfront location. Beautiful new homes may continue to be built nearby, but they cannot duplicate this combination of Intracoastal Waterway and estuary views, breathtaking sunsets, expansive waterfront greenspace, private beach access, and walkability to the heart of Surf City. Location is the one feature that truly is forever. Built just five years ago, this beautifully designed 3-bedroom, 3-bathroom townhome features a reverse floor plan designed to maximize panoramic water views. The open-concept living area offers granite countertops, stainless steel appliances, bar seating, and direct access to an oversized waterfront deck--perfect for enjoying the coastal breeze and spectacular sunset views. A spacious guest suite with private ensuite completes the upper level. The second floor features an oversized primary suite with a private sitting area, spa-inspired ensuite bath, and its own waterfront balcony overlooking the estuary, along with a third generously sized ensuite bedroom. The ground level brings the coastal lifestyle outside with a welcoming foyer, grilling area, outdoor TV lounge, and access to the expansive waterfront lawn. Whether you're searching for a Surf City primary residence, Topsail Island vacation home, second home, waterfront investment property, or short-term rental opportunity, this property offers something increasingly difficult to find: beach access, Intracoastal Waterway views, waterfront recreation, downtown walkability, and modern construction all in one location. Walk to the beach. Kayak from your front yard. Walk to dinner. Watch the sunset from your deck. Repeat. Living here isn't simply about owning a home near the beach--it's about how living at the beach changes the way you live. Schedule your private tour of 813 N New River Drive B today!

813 N New River Dr Unit B, Surf City

$765,000
5 Beds 4 Baths 100560974 MLS
Escape to your own slice of coastal perfection in this exquisite 5-bedroom, 4-bathroom townhouse nestled on a quiet peninsula in the heart of Surf City! Picture yourself waking to the soothing rhythm of the water, where sweeping views embrace the serene Surf City Sound, the graceful high-rise bridge, and those legendary, jaw-dropping sunsets that transform the sky into a masterpiece of pink, orange, and gold. From the third-floor master suite, partial ocean views draw the Atlantic's boundless horizon right to your doorstep, turning every sunrise into a moment of pure magic. This light-filled, modern sanctuary welcomes you with luxurious LVP flooring and tile throughout--no carpet anywhere--for effortless, barefoot coastal living and timeless style. Step onto the generous front and back decks to sip your morning coffee with the salty breeze or linger at dusk with loved ones, enveloped in peaceful seclusion yet perfectly poised for island adventures. The thoughtful three-level design maximizes comfort, privacy, and joy for family and friends. The first floor delights with a king size master bedroom with ensuite bathroom, a fun bunk room and a second bunk room featuring a twin-over-double bed--ideal for kids or guests to create lasting memories. Ascend to the second level for an open, airy great room where living, dining, and a chef's kitchen blend seamlessly: gleaming stainless steel appliances and sleek granite countertops make every meal a pleasure, whether casual family dinners or festive gatherings. A secluded king owner suite and full bath here offer a retreat-like escape. The top floor crowns it all with your private king master oasis, complete with its own luxurious bath and those captivating ocean glimpses that make mornings feel extraordinary. In total, three king owner suites--one on each floor--ensure everyone enjoys supreme comfort and privacy. Outside, the magic continues: a huge outdoor shower awaits to rinse off the sand after beach days, paired with a charming picnic area perfect for al fresco meals or lazy afternoons. A large storage room brims with beach supplies--chairs, umbrellas, toys, and more--ready for instant fun. Abundant parking accommodates plenty of friends and family, so gatherings feel effortless and welcoming. The community also features a dock and kayak launch just steps from the home. Fully furnished with tasteful, high-quality pieces that convey with the sale, this turnkey treasure is primed for immediate enjoyment--as your cherished primary beach home, a serene family escape, or a wise investment in one of North Carolina's most beloved coastal havens with several 2026 dates already booked. Tucked in a wonderfully quiet peninsula community, it's just 3 blocks to the nearest beach access for effortless sun-soaked days and less than a mile from the vibrant soul of Surf City: boutique shops, fresh seafood spots, the iconic pier, and that irresistible laid-back island vibe. Here, the world slows down, worries dissolve into the waves, and every day feels like a vacation--salty air on your skin, laughter echoing across the decks, sunsets stealing your breath. This isn't merely a home; it's the coastal dream you've always held in your heart, alive and waiting for you to claim it. Fall in love anew with every visit, every view, every sunset. Don't let this rare gem pass you by--schedule your private showing today and step into the Topsail Island life you've been dreaming of!

113 Anchor Dr Unit A, Surf City

$1,350,000
5 Beds 6 Baths 100547126 MLS
WATER ACCESS! LOCATION! DOUBLE POTENTIAL INCOMING PRODUCING! FULLY FURNISHED! EASY TO SHOW! Located in the sought-after Pirates Cove community in Surf City on Topsail Island, this expansive coastal retreat doesn't just whisper opportunity, it delivers it with space, flexibility, and undeniable charm. Spanning over 3,500 square feet, this impressive 5-bedroom, 6-full-bath beach home is thoughtfully designed for versatility and comfort. Featuring two full kitchens, two living rooms, and two primary suites with attached bathrooms, the layout is perfectly suited for easy conversion into a duplex, multigenerational living, or a high-performing vacation rental setup. An elevator provides effortless access between levels, while multiple screened-in porches invite you to slow down and savor the coastal breeze. Cozy up beside one of two fireplaces, or step outside to enjoy the pergola-covered outdoor space, ideal for entertaining or relaxing after a day on the water. Situated on a corner lot with mature trees, the home offers added privacy and a true coastal neighborhood feel. The rare convenience of four garages spaces and two separate driveways provides ample parking for guests, boats, and beach gear. Located within a water-access community with a boat ramp, you're just minutes from the beach, dining, and local favorites. Best of all, this home is being sold furnished, excluding a few personal items, making it a seamless transition whether you're looking for a primary residence, second home, or investment property. Versatile. Spacious. Exceptionally located. This is more than a beach house, it's a coastal lifestyle investment with room to gather, generate, and grow. 🌊⚓. THIS HOME DOES ALLOW SHORT TERM RENTALS!

111 Cutlass Dr, Surf City

$799,999
3 Beds 4 Baths 100474523 MLS
Live the Coastal Dream in Surf City, NC - Move-In Ready New Construction Townhomes! Have you ever dreamed of owning a piece of paradise? These stunning new construction townhomes in the heart of Surf City, North Carolina, offer the perfect blend of luxury, comfort, and oceanfront charm and are ready for immediate move-in! Each spacious unit features: 3 Bedrooms + 4 Bathrooms, Versatile Office or Flex Space, Private Deeded Beach Access directly across the street. Thoughtfully designed with high-end upgrades, including: Quartz Countertops, Shaker-Style Cabinetry with Soft-Close Drawers, Luxury Vinyl Plank (LVP) Flooring, Stainless Steel Appliances, Elevator for Easy Access, Modern Tile Showers, Outdoor Shower, Oversized Rocking Chair Porch, perfect for relaxing and enjoying coastal breezes. Whether you're looking for a primary residence, second home, or short-term rental investment, these townhomes check every box. With beautiful coastal-inspired finishes and luxurious touches throughout, this is true beachside living at its finest. Incentives available! Seller is offering qualified buyers a rate buydown to as low as 5.99% when financing through the seller's preferred lender, or a $25,000 seller concession at closing, which the buyer may apply toward closing costs, an interest rate buydown, or a combination of both, subject to lender guidelines and buyer qualification. Offer is subject to conditions and restrictions. Seller reserves the right to withdraw or modify this offer at any time. Interest rates are subject to change without notice.

122 Shell Rd, Surf City

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