Why Get Pre-approved for a Mortgage?

You’re spending your nights and weekends on Zillow and Trulia secretly house-hunting, but now it’s time to take your hunt to the next level.

Call the Coastline NC Real Estate Team (910-632-0060), Southeastern North Carolina’s real estate experts, to help find that home you’ve been searching for and connect with J.D. Hodges of TowneBank Mortgage (910-262-2242) to get you pre-approved for a loan!! 

Mortgage pre-approval is one of the most important steps of the home buying process for several reasons:

  • It lets your real estate team know that you are a serious buyer, which gives you an edge if there are multiple offers on a property.
  • It helps you establish a budget for the price range of your dream home and how that will impact your monthly budget. Say goodbye to mortgage calculators…you will have solid numbers you can count on!
  • You will know your options. There are various types of loans that you can apply for…Conventional, FHA, VA, USDA, etc…with pre-approval your loan officer will be able to point you in the right direction!
  • It eliminates stress if you know from the beginning where you stand…making the home search process FUN!!

The Coastline NC Real Estate Team + J.D. Hodges of TowneBank Mortgage = A WINNING Combination for finding your dream home!!

More about the Coastline NC Real Estate Team

The Coastline NC Real Estate Team services the Greater Wilmington, NC area including both Brunswick County and New Hanover County, as well as the surrounding beaches. The Coastline NC Real Estate Team is made up of seasoned professionals with years of experience helping people make informed decisions when searching homes for sale in Leland, Wilmington, and Brunswick County, NC.

More about J.D. Hodges of TowneBank Mortgage

J.D. graduated from NC State University and began his lending career as a Commercial Lending Specialist in Durham, NC. Early on, he was afforded the opportunity to gain knowledge in all aspects of real estate finance world including acquisition and development of single family and multifamily projects. His interests in real estate eventually evolved into a focus on financing for builders and homeowners.