Wilmington Area
Elevation 9-55
"Thank you for reaching out to us. Coastline Real Estate continues to be a very competent and caring company to work with. We were blessed. We had no damage to our home other then a shutter that came off. It was not damaged and is now back in place. We had no large trees come down and no flooding. We did have smaller branches and lots of leaves come off the big oaks and pine trees in our yard. This was an easy clean-up and the city & county are picking up all the debris from curbside at no charge to the homeowner. "
Winding River
Elevation 16-32
'Fortunately, our property in Winding River was spared....no flooding, no damage. We were not there to experience it firsthand but did receive Nextdoor updates from our neighbors across the street. Winding River is a great community with wonderful people."
Brunswick Forest
Elevation 25-50
"We live in Brunswick Forest, and I have to say it took a big hit. So many tress are down and many many homes have lost several shingles off their roofs. Some homes are in need of a new roof and others need to replace siding they lost during the Hurricane. Fortunately we came out of the storm great. We did not sustain any damage to our home. We do back up to a forest so therefore the wind didn’t hit our roof as much as others. Back in the wood we did loose 2 huge pine tress. One snapped in half and other snapped and is still hanging there. We are grateful for the trees that didn’t snap and hit our home. With all the rain, we were lucky again that there wasn’t any water damage. I know some homes the water was trickling through their can lights. All in all our home survived a Hurricane Category 1, and we stayed!! For those who left it was a challenge returning to their homes."
Mallory Creek Plantation
Elevation 22-26
"Our house at Mallory Creek did fine and we are so thankful. We did not experience any structural damage or flooding. We are having some electrical issues in our garage and having an electrician coming at the end of this week to assess the issue - it may or may not be storm related. I was surprised how quickly Brunswick Electric had our power restored. A few of our close neighbors lost some small trees in their yard but I have not seen any significant damage in our side of the neighborhood. Thanks!"
Inlet Watch
Elevation 9 (Wilmington Marina Community)
"Thanks for checking in on us. As you know we back up directly to the marina. We did have water come up into out yard. Over all very minimal damage to our community considering we right across the Carolina Beach inlet. We lost power for 3 days."
Park Ave - Center Wilmington
Elevation 29-33
"We live in an older neighborhood in Wilmington where there are beautiful, mature live oaks that drape our streets. We did unfortunately lose quite a few of these trees, but our neighborhood and homes stood strong. We did not have any flooding and power returned to our homes within the week. Now our neighborhood has begun the clean-up process (which is mostly cosmetic) and the sidewalks are starting to be filled with walkers, runners and bikers again. We’re not quite back to normal yet as so many in our area were affected, but Wilmington is strong. It will rebuild and be more beautiful than ever."
Magnolia Greens Leland
Elevation 20-35
"Minor stuff on the house trees down, removed pine, shingles.. I have a temporary fix on the roof. No biggie. Clean up almost done. Not enough to meet the deductible so I'm fortunate."
Woodlake Community - Wilmington
Elevation 10-12 feet
"Thanks for reaching out. Glad you and your family fared well through the storm. Eric and I moved into the woodlake community a little over 4 years ago with your assistance. Our home didn’t have any damage or flooding to its structure. We had put ply wood on the main windows in the front, the large living room window, and half the slider door as precaution. Like the rest of Wilmington we lost power shortly before the eye of the storm was over our home. Power was restored Sunday evening, but as my mom is in Leland she had power back on Saturday afternoon so we had already packed and gone there for a couple of nights. When the power restored we had some power surge damage sensors to in our hvac and sprinkler system. We’ve had the hvac repaired but we haven’t gotten around to the sprinkler yet. Other than that no real storm damage (unless you count the mailbox losing its ornate decoration which all in all isn’t important)."
In AE and VE, the homeowner must have an elevation certificate done by a professional surveyor. The insurance companies then base the rate off of that certificate, which will contain each individual flood elevation. Homeowners in a VE zone, which are mostly beachfront homes and homes along the ICWW, will have to get the same elevation certificate , however they are classified in an area which is high risk for both wind AND flood. Most of the homes in this areas will have been built up on pilings. There are a lot more details to this, along with individual situations and circumstances. This is why you need an experienced agent to help guild you through this process. It is also very import to have an insurance agent that understands our area as well.
