2807 Inverness Cir Se, Southport
910-632-0060
Real Estate Company
St. James Plantation is a gated, waterfront master-planned community in Southport, NC, known for its coastal setting, private clubs, and wide variety of home styles. Buyers come here for a true “destination neighborhood” feel — golf, marinas, walking trails, and a busy social calendar all wrapped into one secure community. Home options range from low-maintenance condos and townhomes to custom single-family homes on golf, garden, or water lots. St. James is a strong fit for buyers who want amenities, privacy, and a short drive to beaches and historic downtown Southport.
**Always verify club options and HOA structure with an agent before offering.**
Selling in St. James Plantation often comes down to timing, presentation, and knowing how this community’s buyers think. Coastline has helped many homeowners sell in St. James over the years, and our team understands the value drivers here — from golf and marina lifestyle to neighborhood sections and club memberships. We pair that local knowledge with high-end marketing: professional photography, drone aerials, and targeted online exposure designed to reach the right buyers quickly. If you’re considering a move, we’re happy to give you a clear, data-backed plan for pricing and positioning your home in today’s St. James market.
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Read more about St James Plantation: What is St James Plantation Like? | St James Plantation Homes for Sale in Southport NC
More Southport communities: Sunny Pines | Swasey | The Home Place of Southport | The Landing at Southport | The Preserve at Oak Island
“Video recorded by Brian Schrader, Coastline NC Real Estate. We’ve helped buyers purchase homes in St James Plantation since 2009.”
Welcome back, everyone. This is Brian Schrader with the Coastline NC real estate team at Blue Coast Realty Corporation. Today's community spotlight is going to be Saint James Plantation. Located down in Southport, North Carolina. St. James sits along the intracoustial waterway sits right behind the barrier island of Oak Island, and it has easy access to waterways. It has multiple golf courses And it's, right there next to Historic Southport, which this area has tons of different restaurants, activities, and things to do. Moving a little bit closer, onto the map, you'll see that, uh, I got 2 red arrows that kinda shows the the range of Saint James. Saint James is a very large community. It stretches from those two arrows all the way over to 211 and all the way down to the intracostal waterway. So we'll take a closer look at St. James. Here's a map of the different, uh, flood map of the areas. You'll see that some of St. James does touch, Beaver Creek and the Intrarosa Waterway. It does have a marina on-site. So you're gonna find that some of these areas are gonna fall in that AEs zone, which, you're required to carry flood insurance if you have a mortgage, on the property. So looking at some numbers at St. James, the taxes are based on assessed value. So if you own a home in St. James, that's valued or actually assessed at $600,000, you'll roughly be paying paying around $24100 a year in annual real estate taxes. The HOAs, I'm gonna break it down, in a couple different variations just because, you know, it's a large community. There are different sections in St. James with different age ways, but this should cover the basics. So on a single family home, that doesn't have any long care that's included. the HOA is around $1050 per year. Okay? on single family homes that do include lawn care, that HOA is gonna be slightly higher. It's gonna run around $2,930 per year because it has the additional lawn care that's included. So, basically, you wouldn't have to touch anything on the exterior like your flower beds and the mulching and weed management and cutting up the lawn. Now they also have some, condos in St. James, which are very popular as well. Now the HOA on the condos are gonna run around $4800 per year. But that covers the, exterior maintenance, the pool in that area. It's not part of the membership. It's part of the, like, some of the condo units have their own private pool. So it covers that, and it does cover the exterior features in lawn care as well. Now the, the HOA on the, single family homes, they cover the, the gate, the maintenance of the common areas, and the roads and street lights. So we're gonna talk about, some other, uh, membership fees St. James, because it is slightly different than a lot of other communities because it is a private, country club. So St. James has an initiation fee of $25,000. It's a one time initiation fee for anyone that joins the community. There is an additional $5000, activation fee if the home you buy does not have an current active membership. So just note that it could be an additional fee. If you decide to purchase, you definitely wanna make sure check out to see if the seller has an active membership or not. Well, what this gives you is 81 holes of golf. They have an 18 whole die course, an 18 whole Nicholas course, an 18 whole Erwin course, and a 18 and 9 Tim Kate course. Now the clubs that that that are offered at St. James is that you have the reserve club, the founders club, the members club, players club, and seaside club. The amenities that come with all of these clubs are the bar, the grill, the wine room, the screened and dining porch, the fire pit, the pro shop, the driving range, the tennis complex, the, uh, they have multiple outdoor pools. They have a tennis pro shop. Fitness center, an indoor pool at Crocaylon, splash pad, volleyball, pickleball, and parks and trails throughout as well. So that's all included in St. James Plantation. So let's take a look at the neighborhood You'll see that, we're gonna show some of these amenities throughout, but if you're looking for that active adult lifestyle, St. James is a great option. Here's some of the tennis and pickleball courts up at the seaside club. They also have the indoor pool here. Do you see in the slide? fitness center as well. And, moving along, they have an outdoor amphitheater where they hold concerts and multiple functions. You'll see that they have a beach club down at the Oak Island. So it's a it's a great place with which also has its own pool as well. So Oak Island is a pretty gorgeous beach with, white, pretty sands. and this beach club is oceanfront, as you can see here in the clip. So you'll get back to the community here in a second. So this is all part of the membership. Now you see Saint James, is bores the intracosa waterway. So if you're a boater, they have a full service marina, which we'll see here in the second. They have dry stacks storage, remote, and also wet slip. So Saint James is kinda one of those, one stop shops. They got the golf, They have water access. they also have some these are some condos on the golf course. They offer short term rentals there as well. So if you're looking for an investment property, could be a a good opportunity for you. Throughout the rest of the community, you'll find a few town homes, but most of the homes that you're gonna find here are gonna be custom a homes. They do offer home sites for sale. So, Saint James is one of those neighborhoods. You could buy a home site you don't have to build right away, but you could build right away as well. They have a list of preferred builders that you could choose from. And it's just a, it's a really pretty neighborhood. You could find home sites that are on the course, on the water, on some ponds, on some of the nature preserves. So it's a really unique, neighborhood. It's like I said, it's gated and appeals to a a lot of different folks because there's a lot of different activities that you can you can do in St. James Plantation. But it's also a lot to digest. So if you have any questions, you know, feel free to give me a call here at the number. I'm gonna post a link in this video. It'll drive you to a page that's got everything for sale so you can check out prices on lots. Prices on new builds and resale homes in St. James Plantation. And for any other questions, feel free to give me a call. It's Brian Schroeder with the coastline NC Real Estate team at Blue Coast. And we hope to see you guys hear the next community update. Thank you.

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